Regulatory information

Know the legal provider behind a financial service

Canadian financial activities can fall under different federal, provincial and self-regulatory requirements. A website name alone does not tell you which entity holds funds or which rules apply.

Tenardship does not publish a licence number or claim CIRO membership here. Request the legal provider's identity and verify its registration before you fund an account or use a regulated service.

Ask for provider details

Regulatory context for Canada

The table describes categories to verify. It does not assert that Tenardship itself holds any of these registrations.

Jurisdiction Regulator or body Registration / regulatory basis
Canada CIRO / provincial and territorial securities authorities, where applicable Complies with applicable Canadian requirements when regulated services are provided by an appropriately registered provider. Tenardship does not claim a licence or CIRO membership on this site; verify the legal provider and registration before funding.
Federal financial crime requirements FINTRAC, where applicable Complies with obligations that apply to a registered money services business or other reporting entity. A provider's FINTRAC status must be checked independently; no such status is claimed for this brand.
Provincial and territorial securities activity Relevant securities authority Complies with registration and marketplace requirements where the actual product and legal entity bring an activity within those rules. Requirements differ by province and service.

What to verify before funding

Ask whether the account is with a dealer, exchange, payment provider or another entity, and whether that entity is registered for the service you intend to use. A registration in one category does not authorize every financial activity.

Find out who holds cash and digital assets, where they are held, how orders are executed and which complaint route applies. If a representative cannot identify the legal entity or provide the relevant terms in writing, pause the process.

CIRO oversees its member investment and mutual fund dealers. OBSI provides independent dispute resolution for complaints about participating banking and investment firms. Neither body's name should be used as a general badge for an unverified website.

Protected account illustration

AML and financial crime controls

Identity verification, record keeping and transaction monitoring may be required of the actual provider under Canadian rules. The precise obligation depends on the provider's legal status and the activity involved. Read the identity-check policy to understand what information may be requested and why.

Investor protection has limits

Eligible deposits at a CDIC member institution may be insured under CDIC rules. Eligible property at a CIPF member dealer may be protected if that dealer becomes insolvent. Cryptocurrencies are not CDIC-insured, and crypto assets themselves are not CIPF-eligible. These protections do not cover market losses. Ask the provider which institution or dealer holds each type of property and confirm membership directly.

Regulation is not a return forecast

Regulatory oversight can set standards for conduct, custody and complaint handling. It cannot prevent volatility, a poor strategy, technical failure or loss of capital. Read the risk disclosure alongside any provider-specific documents.